|
|
|
|
|
Loan Application Checklist
| In general, the documentation you will need includes: |
| |
Check for application fee |
|
| Property Information (if you already have a contract on a house) |
|
Purchase Agreement. |
|
Copy of legal description and MLS sheet. |
|
If you are selling your current home, copy of listing contract. |
|
If you have sold your current home, copy of settlement statement (HUD-1). |
|
|
Income & Assets |
|
Pay stubs for the last 30 days. |
| |
For the past two years: |
| |
|
|
Statements for each bank, mutual fund, and/or investment account for the last three months. |
|
Estimated value of personal property and furniture. |
| |
If you have made any large deposits to your accounts: |
| |
|
| |
If you own more than 25% of a business: |
| |
|
| |
If self-employed: |
| |
|
| |
If you own rental property: |
| |
|
| |
If you are retired: |
| |
|
| |
If you receive Social Security: |
| |
|
| |
If you are counting child support as income: |
| |
|
|
|
Debts |
|
Names, addresses, account numbers, balances and monthly payments on all current loans. |
|
Explanation of credit report anomalies, including: |
| |
|
|
|
VA Loans |
|
Copy of DD Form 214, Report of Separation. |
|
|
Miscellaneous |
|
Photo ID and proof of Social Security number. |
|
Residence addresses for the past two years. |
|
If applicable, a copy of your divorce decree. |
|
If you are not a citizen, a copy of the front and back of your green card. |
|
|
 |
 |
 |

Today's Rates:
| 30-yr Fixed | 6.47% | 6.68% | | 15-yr Fixed | 6% | 6.32% | | 1-yr Adj | 5.29% | 6.56% |
|
|
 |
|
 



Jeanie Elliott, Inc. dba Jeanie Elliott REALTORS, since 1980
"Celebrating our 28th Anniversary in 2008"
Texas License #0387563
The "Right Choice" for: Lovejoy ISD, Allen Texas, Celina Texas, Fairview Texas, Frisco Texas, Lucas Texas, McKinney Texas, Melissa Texas,
Murphy Texas, Parker Texas, Plano Texas, Prosper Texas, Richardson Texas, Seis Lagos Texas, Wylie Texas, Stonebridge Ranch, Stonebriar, Twin Creeks in Allen, & Collin County Texas Real Estate.
All Information Herein Deemed Reliable But Not Guaranteed
|